HEALTH INSURANCE
Starting in Fall 2014 Turkish authorities will ask for a proof of minimal health insurance coverage to issue student residence permits. The minimal coverage requirements are announced as:
|
|
Contracted Institutions |
Non-Contracted Institutions |
||
|
Coverage |
Limit of Coverage |
Contribution |
Limit of Coverage |
Contribution |
|
Inpatient Treatment |
Unlimited |
None |
20,000 TL |
20% |
|
Outpatient Diagnosis & Treatment |
2,000 TL |
40% |
2,000 TL |
40% |
Most basic health insurance policies will have this coverage. You can also buy such an insurance policy while in Turkey through various insurance companies.
If you are bringing your own health insurance from your home country or if you have an insurance policy that you/your home institution bought outside of Turkey you should show written certification in Turkish that your coverage is sufficient. This document is required for your residence permit application. Currently there is only one way to get this certification:
- If your insurance company has a local branch/agent operating in Turkey, they can provide you the certification letter in Turkish. Please check before coming to Turkey whether this applies to you. The certification should have the following statement:
"İşbu poliçe 6/6/2014 tarih ve 9 sayılı İkamet İzni Taleplerinde Yaptırılacak Özel Sağlık Sigortalarına İlişkin Genelge'de belirlenen asgari teminat yapısını kapsamaktadır."
which basically states that your insurance policy is in compliance with the minimal requirements of the mandate for obtaining residence permits in Turkey
If you can not provide this certification you will need to buy health insurance while in Turkey from an insurance company that operates in Turkey and sells health insurance policies for non-Turkish citizens. Otherwise you will not be able to obtain aresidence permit. If you cannot obtain a residence permit during your exchange period you will pay a fine on your way out of Turkey and legal authorities can deport you.
The list of insurance companies operating in Turkey: http://www.tsb.org.tr/non-life-companies.aspx?pageID=965